[vc_row][vc_column][rev_slider_vc alias=”mainslider”][/vc_column][/vc_row][vc_row][vc_column][ultimate_spacer height=”30″ height_on_mob_landscape=”30″ height_on_mob=”30″][ultimate_heading main_heading=”Housing Loan Information” alignment=”left”][/ultimate_heading][vc_separator css=”.vc_custom_1526364829945{padding-top: 20px !important;}”][ultimate_heading main_heading=”Residential Home Loan Regulations (MAS)” main_heading_margin=”margin-bottom:20px;”][/ultimate_heading][vc_column_text el_class=”projectDetails”]
| First Loan | Second Loan | Third Loan | |||||||
|---|---|---|---|---|---|---|---|---|---|
| Loan Tenure | Up to 30 years | 31-35 years | Up to 30 years | 31-35 years | Up to 30 years | 31-35 years | |||
| Age | Age used to calculate loan tenure, will be based on income-weighted | ||||||||
| Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 | |
| Maximum LTV Limit | 75% | 55% | 55% | 45% | 25% | 25% | 35% | 15% | 15% |
| 20% (non-individuals) | |||||||||
| Minimum Cash Downpayment | 5% | 10% | 10% | 25% | 25% | 25% | 25% | 25% | 25% |
| Gaurantors / Co-borrowers | All Co-borrowers must be mortgagors. Guarantors must be co-borrowers if the latter did not pass the TDSR criteria |
||||||||
| Mortgage Servicing Ratio | N/A | ||||||||
| Total Debt Servicing Ratio | 55% | ||||||||
| Stress Test Interest Rate | 4% | ||||||||
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text el_class=”location” css=”.vc_custom_1593366258813{background-color: #262011 !important;}”]
TO BOOK SHOWFLAT APPOINTMENT & GET DIRECT DEVELOPER PRICE + DISCOUNTS »
[/vc_column_text][/vc_column][/vc_row][vc_row bg_type=”image” parallax_style=”vcpb-default” bg_image_new=”id^2264|url^https://www.margaretsville.com/wp-content/uploads/2018/06/signup-bg-1.jpg|caption^null|alt^null|title^signup-bg|description^null”][vc_column][ultimate_spacer height=”60″][vc_row_inner][vc_column_inner width=”1/3″][vc_column_text]
Book An Appointment to view NoMa ShowFlat & get VVIP Discounts (Limited Time), Direct Developer Price, & Hardcopy E-Brochure. Guaranteed with Best Price Possible.
OR
Fill up the form on the right and get a copy of NOMA Price, E-Brochure, and Latest Updates!
Strictly no spam policy.
[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”contactForm” width=”2/3″][gravityform id=”2″ title=”false” description=”false” ajax=”true”][/vc_column_inner][/vc_row_inner][ultimate_spacer height=”60″][/vc_column][/vc_row]